Buy Staunton, VA Car Insurance Like a Scrooge

Saving money on Staunton car insurance can be a challenge for beginners to shopping for insurance online. People have so many companies to choose from that it can easily become a real hassle to find lower rates in Staunton.

Compare Car Insurance Today

There are a lot of ways to compare car insurance prices but some are more efficient than others. You can spend countless hours discussing policy coverages with insurance agencies in Staunton, or you could save time and use the internet to get the quickest rates.

The majority of car insurance companies are enrolled in a marketplace that allows shoppers to send in one quote, and each participating company returns a rated price based on that information. This system prevents you from having to do repetitive form submissions for every car insurance company.

To find out how much you’re overpaying now click to open in new window.

One minor caviat to pricing coverage this way is you are unable to specify which providers you want to price. So if you want to select specific insurance companies to request quotes from, we have a listing of low cost car insurance companies in Virginia. Click here to view list.

It’s up to you which method you use, but make sure you use exactly the same deductibles and coverage limits for every company. If you enter different deductibles it will be very difficult to determine the lowest rate in Staunton. Just a small difference in coverages may result in large price differences. And when price shopping your coverage, obtaining a wide range of quotes helps locate a lower rate.

You may need specialized coverage

When it comes to buying coverage for your personal vehicles, there really is not a “perfect” insurance plan. Each situation is unique.

For example, these questions might help in determining whether your personal situation may require specific advice.

  • When would I need additional glass coverage?
  • Can I afford to pay high deductible claims out of pocket?
  • Does my insurance cover damage caused when ticketed for reckless driving?
  • Who is covered by my policy?
  • Should I put collision coverage on all my vehicles?
  • When do I need to add a new car to my policy?
  • Am I covered if I crash into my own garage door?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • What companies insure drivers after a DUI or DWI?

If you can’t answer these questions but you think they might apply to your situation then you might want to talk to an agent. If you don’t have a local agent, complete this form.

Quote online but still have a local agent

A small number of people prefer to visit with an insurance agent and that is OK! One of the great benefits of getting online price quotes is that you can obtain better rates but still work with a licensed agent.

Upon completion of this form (opens in new window), your information gets sent to insurance agents in Staunton who will give you bids to get your business. You never need to even leave your home as quotes are delivered straight to your inbox. It doesn’t get any easier! It’s the lowest rates and a licensed agent to work with.

Picking an insurance company should depend on more than just a low price. These questions are important to ask:

  • What is the agency’s Better Business Bureau rating?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • What will you get paid if your car is a total loss? How is that amount determined?
  • Did they already check your driving record and credit reports?
  • If you have an accident, are you able to get your vehicle repaired at the shop of your choice?

Listed below are agents in Staunton that can give you comparison quotes.

  • State Farm Insurance – 902 Churchville Ave, Staunton, VA 24401 – (540) 885-8839
  • Allstate Insurance – 1215 Greenville Ave # B, Staunton, VA 24401 – (540) 886-9397
  • Court Square Title Agency – 6 Byers St, Staunton, VA 24401 – (540) 885-7732
  • Augusta Insurance Inc – 12 Sunset Blvd, Staunton, VA 24401 – (540) 213-2417
  • Skip Showker Insurance – 157 Greenville Ave, Staunton, VA 24401 – (540) 885-8015

To view a complete directory of licensed insurance agents in Staunton, simply jump to this page.

lower rates in Staunton

Once you have satisfactory answers to these questions and locked in a price quote, you may have just found an insurer that meets your needs to insure your vehicles.

Additional Virginia consumer information

More tips and info about car insurance is located at the Virginia Bureau of Insurance website. Consumers can read enforcement actions against agents and companies, learn about specific coverages, view a list of available companies, and read state legal mandates and laws.

Additional helpful sites include III.org’s auto insurance page and this resource to find Staunton, VA insurance agents.