Expert Advice on Paying Less for Newberg, OR Car Insurance

No one likes paying for car insurance, especially when they are paying too much.

You have multiple auto insurance companies to buy insurance from, and even though it’s nice to have a selection, lots of choices makes it harder to get the best deal.

It’s a good habit to compare rates occasionally since rates are adjusted regularly by insurance companies. Despite the fact that you may have had the lowest rates a few years ago you can probably find a lower rate today. Block out anything you think you know about car insurance because you’re about to learn the only way to save money, get proper deductibles and limits, all at the lowest rate.

These discounts can slash car insurance rates

Auto insurance companies do not list every discount in a way that’s easy to find, so we took the time to find both well-publicized and also the lesser-known discounts you could be receiving.

• Seat Belts Save more than Lives – Drivers who require all occupants to use a seat belt can save up to 15% off your medical payments premium.
• Federal Government Employee – Employees or retirees of the government may qualify you for a discount with a few car insurance companies.
• Discount for Swiching Early – Some companies give discounts for switching to them before your current policy expires. The savings is around 10%.
• Military Discounts – Being deployed with a military unit can result in better rates.
• Fewer Miles Equal More Savings – Driving fewer miles could be rewarded with discounted rates on garaged vehicles.
• 55 and Retired – Older drivers may receive better car insurance rates.
• Good Student Discount – Performing well in school can save 20 to 25%. Earning this discount can benefit you well after school through age 25.

Consumers should know that some credits don’t apply to the entire policy premium. A few only apply to individual premiums such as comp or med pay. Just because it seems like having all the discounts means you get insurance for free, you’re out of luck.

Cheap Newberg Car Insurance Comparisons

All major car insurance companies such as Allstate, GEICO and Progressive quote coverage prices on the web. Getting quotes is quite easy as you just type in your coverage preferences into the quote form. Once entered, the company’s rating system gets information on your driving record and credit history and returns a price. This helps simplify price comparisons, but having to visit different websites and type in the same information is not the best way to spend an afternoon. But it’s very important to perform this step if you are searching for better prices.

There is an easier way!

A more efficient way to lower your car insurance bill requires only one form that gets prices from a bunch of companies at once. This type of form saves time, reduces the work, and makes price shopping online much easier to do. Immediately after submitting the form, it is quoted and you are able to buy any one of the price quotes you receive. If you find a better price it’s easy to complete the application and purchase the new policy. It takes less than 15 minutes and may result in a nice savings.

If you want to compare rates now, click here and submit your coverage information. If you have coverage now, it’s recommended you duplicate coverages and limits identical to your current policy. This ensures you will get rate quotes for similar insurance coverage.

One last thing about your coverage

Cheap car insurance is definitely available from both online companies as well as from independent agents in Newberg, and you should be comparing both in order to have the best price selection to choose from. Some companies don’t offer you the ability to get quotes online and many times these smaller companies only sell through independent insurance agents.

You just learned many ideas to save on car insurance. The key thing to remember is the more you quote, the better your comparison will be. You may even find the biggest savings come from a small local company. These companies often have lower prices on specific markets as compared to the big name companies such as Allstate and Progressive.