How to Slash Your Jeep Grand Cherokee Car Insurance Rates

Are you a victim of high-priced car insurance? Trust us, there are many consumers feeling the pinch from expensive car insurance.

There is such a variety of insurers to buy insurance from, and though it is a good thing to have a selection, too many choices makes it more difficult to adequately compare rates.

It’s a great practice to take a look at other company’s rates once or twice a year since rates change regularly. Just because you found the lowest price on Grand Cherokee insurance six months ago you may be paying too much now. Ignore everything you know about car insurance because I’m going to let you in on the secrets to the right way to reduce your cost while improving coverage.

Lower rates by qualifying for discounts

Companies offering auto insurance don’t necessarily list every discount very well, so we took the time to find both well-publicized and the more hidden ways to save on car insurance.

• Pay Now and Pay Less – If paying your policy premium upfront rather than paying monthly you may reduce your total bill.
• Early Signing – Some companies give discounts for switching to them prior to your current policy expiring. This can save 10% or more.
• Driver’s Ed – Cut your cost by having your teen driver enroll in driver’s education if offered at their school.
• Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems prevent vehicle theft and will save you 10% or more.
• Military Discounts – Being deployed with a military unit could mean lower rates.
• Sign Online – A handful of insurance companies may give you up to $50 for buying your policy digitally online.
• Good Student Discount – This discount can earn a discount of 20% or more. Earning this discount can benefit you until age 25.
• Multiple Policy Discount – When you combine your home and auto insurance with one insurance company you could get a discount of approximately 10% to 15%.

Drivers should understand that many deductions do not apply to all coverage premiums. Some only apply to individual premiums such as liability and collision coverage. So even though they make it sound like you could get a free car insurance policy, it doesn’t quite work that way.

To see a list of providers with the best car insurance discounts, click here.

Vehicle Insurance Comparison

Performing a rate comparison can be exhausting if you aren’t aware of the best way to get rate quotes. You could waste a few hours talking to insurance companies in your area, or you can stay home and use the web to get rates in a matter of minutes.

All the larger companies participate in an industry program where prospective buyers enter their coverage request one time, and every company provides a quote based on that data. This saves time by eliminating quotation requests for every car insurance company.

To find out how much you’re overpaying now click here (opens in new window).

The only drawback to using this type of form is that you can’t choose which companies you want pricing from. If you would rather choose from a list of companies for rate comparison, we have a page of the cheapest car insurance companies in your area. Click here to view list.

However you get your quotes, double check that you are using exactly the same coverage information for each price quote. If each company quotes different values for each quote it will be next to impossible to make an equal comparison. Slightly different coverages may result in large price differences. And when comparing car insurance rates, know that obtaining a wide range of quotes will increase your chances of finding better pricing.

Final thoughts

We’ve covered a lot of information how to lower your Jeep Grand Cherokee insurance rates. The key concept to understand is the more quotes you get, the higher the chance of saving money. Consumers may even find the lowest premiums are with a smaller regional carrier. Smaller companies often have lower prices on specific markets compared to the large companies like Progressive or GEICO.

Cost effective Jeep Grand Cherokee insurance is possible from both online companies as well as from independent agents, so compare prices from both in order to have the best price selection to choose from. Some insurance providers don’t offer the ability to get a quote online and most of the time these small insurance companies sell through independent agents.