Learn How to Buy Weiser Idaho Car Insurance Like a Pro
I can’t think of a single person who looks forward to paying for car insurance, especially knowing they are paying too much. Insurance companies such as State Farm, Progressive and GEICO all claim big savings with ads and consumers find it hard to see past the corporate glitz and effectively compare rates to find the best deal.
It’s smart to compare prices on a regular basis because insurance rates are adjusted regularly by insurance companies. Despite the fact that you may have had the best price six months ago a different company probably has better rates today. Block out anything you think you know about car insurance because you’re about to find out how to use online quotes to reduce your cost while improving coverage.
If you have a current car insurance policy or need new coverage, you can follow these tips to reduce the price you pay and still get good coverage. Buying car insurance in Weiser is quite easy. Idaho vehicle owners just need to learn how to compare rates online.
Fast and Easy Weiser Car Insurance Quotes
Lowering your car insurance rates can be quick and easy. The only thing you need to do is invest a little time to compare rate quotes online with multiple companies. It is quite easy and can be accomplished in a couple of different ways.
- The recommended way to get the best comparison quotes would be an industry-wide quote request form click to view form in new window. This type of form saves time by eliminating multiple quote forms for each company. Just one form will return quotes from multiple companies.
- A less efficient way to compare rate quotes requires a visit to each company website and fill out their own quote form. For sake of this example, we’ll pretend you want comparison quotes from Progressive, GEICO and Allstate. To get each rate you have to go to every website and enter your policy data, and that’s why the first method is more popular. For a list of links to insurance companies in Weiser, click here.
- The hardest method to compare rates is to waste gas driving to and from local Weiser insurance agencies. Shopping for car insurance online can eliminate the need for a local agent unless you require the personal advice of a local Weiser agent. It is possible to find lower rates online and get advice from an agent in your area and we’ll talk about that later.
It’s up to you how you get prices quotes, just make sure you use exactly the same coverage limits for each price quote. If the quotes have higher or lower deductibles you will not be able to determine which rate is truly the best in Weiser.
What about using a local agent?
Some people would rather buy from a licensed agent and that is just fine! Professional agents can answer important questions and give you peace of mind. One of the great benefits of comparing rates online is that you can obtain better rates but also keep your business local. And supporting local insurance agencies is important especially in Weiser.<img class="alignright" style="padding-top:15px;" src="https://www.findnewcarinsurance.com/wp-content/uploads/ci175-116.jpg" alt="Weiser ID car insurance prices“/>
To help locate an agent, after submitting this quick form, your information is emailed to insurance agents in Weiser who will battle for your business. You never need to visit any agencies as quotes are delivered to the email address you provide. How cool is that?!
Auto insurance agents in Weiser come in two varieties
When finding local Weiser agents, there are two types of insurance agents from which to choose. Agents are categorized either independent (non-captive) or captive. Both insure your vehicles, but it’s worth mentioning how they are different because it can impact your agent selection.
Independent Insurance Agents
These agents are not locked into one company but instead can place your coverage with many different companies and possibly get better coverage at lower prices. If you are not satisfied with one company, the business is moved internally and you won’t have to switch agencies. When comparison shopping, we recommend you get quotes from several independent insurance agents to ensure the widest selection of prices.
Shown below is a list of independent agencies in Weiser who may be able to give you price quote information.
Youngblood Agency – 739 State St – Weiser, ID 83672 – (208) 549-1976
Insurance Group Inc – 404 E 7th St – Weiser, ID 83672 – (208) 549-0924
Farm Bureau Insurance – 194 E Commercial St – Weiser, ID 83672 – (208) 549-1414
Captive Insurance Agents
These agents can only write with one company and examples are State Farm, AAA and Liberty Mutual. These agents are not able to provide prices from multiple companies so always compare other rates. Captive agents are usually quite knowledgeable on the products they sell which can be an advantage.
Below is a list of captive agents in Weiser who can help you get price quote information.
Farm Bureau Insurance – 194 E Commercial St – Weiser, ID 83672 – (208) 549-1414
Farmers Insurance Group – 36 E Idaho St # R3 – Weiser, ID 83672 – (208) 549-2400
For a complete listing of captive insurance agents in Weiser, go to this page.
Selecting an insurance agency shouldn’t rely on just a low price. Any agent should have no problem answering these questions:
- Do the coverages you’re quoting properly cover your vehicle?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
- What is the agency’s Better Business Bureau rating?
- If your car is in the repair shop, do you have coverage for a rental car?
- Does the agency provide any after hours assistance?
- Can they give you a list of client referrals?
Upon receiving reasonable responses to your questions and an acceptable price quote, you’ve probably found a car insurance agent that will adequately provide car insurance.
Additional car insurance information can be read on the website for the Idaho Department of Insurance found here. Idaho consumers can download brochures, file complaints about a company, and get help finding coverage.