Proven Ways for Comparing Low-Cost Suffolk, VA Auto Insurance
Finding affordable Suffolk auto insurance can seem to be difficult for consumers new to comparing rates online. There are so many options that it can quickly become a challenge to find the best price in Suffolk.
Don’t miss these discounts
Insuring your vehicles can cost a lot, but discounts can save money and there are some available that you may not know about. Some trigger automatically at the time of quoting, but lesser-known reductions have to be specially asked for prior to getting the savings. If you don’t get every credit you qualify for, you are throwing money away.
- Federal Government Employee – Employees or retirees of the government can save as much as 8% with certain companies.
- Payment Discounts – If paying your policy premium upfront instead of making monthly payments you could save up to 5%.
- Drivers Ed for Students – Require your teen driver to enroll in driver’s education in school.
- Multiple Policy Discount – When you have multiple policies with one insurance company you may earn up to 20% off your total premium.
- Discounts for Safe Drivers – Drivers who don’t get into accidents may receive a discount up to 45% less than less cautious drivers.
- Air Bag Discount – Vehicles equipped with air bags or automatic seat belts can receive discounts of more than 20%.
- Anti-theft System – Anti-theft and alarm systems help deter theft and qualify for as much as a 10% discount.
Drivers should understand that some credits don’t apply to the overall cost of the policy. Some only reduce specific coverage prices like collision or personal injury protection. Even though it may seem like all the discounts add up to a free policy, you’re out of luck. Any qualifying discounts will bring down the amount you have to pay.
To see a list of insurance companies with discount auto insurance rates in Virginia, click this link.
More information is available on the Virginia Bureau of Insurance website located here. Virginia consumers can get help finding coverage, report car insurance fraud, and find disaster information.
Other informative sites include this site for auto insurance rates in Virginia and this resource to find Suffolk, VA insurance agents.
More quotes mean more savings
Affordable auto insurance is possible from both online companies and with local Suffolk insurance agents, and you need to comparison shop both in order to have the best price selection to choose from. A few companies do not offer the ability to get a quote online and most of the time these small, regional companies sell through independent agents.
Drivers switch companies for a variety of reasons including high prices, being labeled a high risk driver, policy non-renewal or delays in paying claims. No matter why you want to switch, switching companies is pretty easy and you might even save some money in the process.
As you prepare to switch companies, it’s very important that you do not reduce needed coverages to save money. There have been many situations where an insured dropped physical damage coverage and discovered at claim time that the small savings ended up costing them much more. Your goal should be to purchase a proper amount of coverage at a price you can afford.