Things You Must Know Before Purchasing Cape Elizabeth Maine Auto Insurance Online
Feel like you’re a prisoner to an overpriced auto insurance policy? Trust us when we tell you there are many Cape Elizabeth consumers feeling the pinch from expensive auto insurance. Companies like State Farm, GEICO and Farmers Insurance increase brand awareness with ad campaigns and it is difficult to ignore the flashy ads and find the best price available.
It’s a good idea to compare prices before your policy renews since rates change frequently. If you had the lowest price six months ago the chances are good that you can find a lower rate today. Don’t believe everything you read about auto insurance online, so by reading this article, you’re going to learn some great ideas on how to buy auto insurance cheaper.
If you are insured now or need new coverage, you can follow these tips to cut your premiums while maintaining coverages. Finding the best rates in Cape Elizabeth is not rocket science. Maine vehicle owners only need an understanding of the most efficient way to compare prices online.
Finding Auto Insurance Deals in Cape Elizabeth
Finding a better price on auto insurance is surprisingly easy. The only requirement is to invest a little time comparing rate quotes online with multiple companies. This can be done in just a few minutes using one of these methods.
- The best way consumers can analyze rates is an all-inclusive rate comparison click here to open form in new window. This form eliminates the need for boring form submissions for each company. One simple form gets you price quotes .
- A slightly less efficient method to find lower rates consists of visiting the website of each company and request a quote. For sake of this example, let’s assume you want to compare rates from Allstate, Farmers and Progressive. To get rate quotes you would need to spend time on each company’s site to enter your coverage information, and that’s why the first method is more popular.
For a list of links to insurance companies in Cape Elizabeth, click here.
It doesn’t matter which method you choose, just make darn sure you compare the exact same coverages on every quote you get. If you are comparing differing limits it will be next to impossible to determine the best price in Cape Elizabeth.
Policy discounts you shouldn’t miss
Car insurance companies don’t always list all their discounts very clearly, so we took the time to find both well-publicized and the more hidden discounts you could be receiving. If you’re not getting every credit possible, you’re paying more than you need to.
- Safe Driver Discount – Drivers who avoid accidents can pay as much as 50% less than less cautious drivers.
- Military Discounts – Being on active duty in the military may qualify for rate reductions.
- Drivers Education – Make teen driver coverage more affordable by requiring them to take driver’s ed class if offered at their school.
- Defensive Driving Course – Successfully completing a driver safety course could cut 5% off your bill depending on where you live.
- Paperwork-free – Certain companies will give a small break just for signing your application online.
- Own a Home – Owning a house in Cape Elizabeth may trigger a auto insurance policy discount because of the fact that having a home shows financial diligence.
- Auto/Life Discount – Some companies give lower rates if you buy a life insurance policy as well.
Keep in mind that many deductions do not apply the the whole policy. Some only reduce the cost of specific coverages such as comprehensive or collision. So despite the fact that it appears you can get free auto insurance, companies wouldn’t make money that way.
To choose insurers who offer auto insurance discounts in Cape Elizabeth, click here to view.
More consumer information in Maine
More detailed Maine auto insurance information can be found at the Maine Bureau of Insurance website. Maine consumers can get help finding coverage, find out which companies have the most complaints, report car insurance fraud, and view agent and company licensing information.