Tricks for Lowering Your Edmonds Washington Auto Insurance Rates

Are you overwhelmed by the crazy number of auto insurance options in Edmonds? Many other consumers are too. There are so many companies to choose from that it can turn into a real hassle to find better rates.

You should make it a habit to shop coverage around on a regular basis because prices trend upward over time. If you had the best rates a year ago you can probably find a better price now. You can find a lot of wrong information about auto insurance online, so by reading this article, you’re going to learn some excellent ideas to buy auto insurance cheaper.

Low Cost Edmonds Auto Insurance

All the larger auto insurance companies such as Progressive, GEICO, Allstate and State Farm allow you to get price estimates online. This process is fairly straightforward as you just type in your required coverages into the quote form. Once entered, their rating system gets your driving and credit reports and returns pricing information based on these and other factors.

This streamlines rate comparisons, but the time required to go to multiple sites and type in the same information is repetitive and time-consuming. But it’s absolutely necessary to have as many quotes as possible in order to get a lower rate.

Compare rates the easy way

An easier way to find lower prices uses one form that analyzes rates from several different companies. It saves time, eliminates repetitive work, and makes comparison shopping much simpler. As soon as the form is sent, it gets priced and you can choose any or none of the pricing results. If a lower price is quoted, you can click and sign and buy the policy. This process takes just a few minutes to complete and you will know how your current rates stack up.

In order to compare pricing, click here to open in new window and submit your coverage information. To compare your current rates, we recommend that you enter your coverages just like they are on your policy. Doing this assures you will have a price comparison using the same coverage and limits.

Cut your premium with discounts

Companies don’t always list all available discounts very clearly, so we took the time to find both the well known and also the lesser-known auto insurance savings. If you’re not getting every credit you qualify for, you are throwing money away.

• Fewer Miles Equal More Savings – Keeping the miles down can earn a substantially lower rate.
• New Vehicle Savings – Insuring a new car can be considerably cheaper due to better safety requirements for new cars.
• Anti-lock Brake System – Vehicles with anti-lock braking systems can avoid accidents and will save you 10% or more.
• Paperwork-free – Some insurance companies give back up to $50 simply for signing over the internet.
• Multi-policy Discount – If you insure your home and vehicles with one company you may earn up to 20% off your total premium.

As a disclaimer on discounts, most credits do not apply to all coverage premiums. Most cut specific coverage prices like liability, collision or medical payments. So even though they make it sound like adding up those discounts means a free policy, auto insurance companies aren’t that generous.

For a list of insurance companies who offer auto insurance discounts in Edmonds, click here to view.

More tips and info about auto insurance can be found at the Washington State Office of the Insurance Commissioner website. Washington drivers can read consumer alerts, discover disciplinary actions, read state legal mandates and laws, and view a list of available companies.

Other informative sites include this page for auto insurance in Washington and this resource to find Edmonds, WA insurance agents.