Wasting Money on Auto Insurance in Daphne, AL? Here’s How to Save!
Finding affordable Daphne auto insurance can be a challenge for beginners to buying insurance online. Drivers have so many companies to choose from that it can quickly become a ton of work to compare prices in Daphne.
Finding affordable coverage in Daphne is easy if you know what you’re doing. If you are insured now or are just looking to switch companies, you can use these tips to find the best rates while maintaining coverages. Alabama vehicle owners only need to know the proper way to buy auto insurance online.
Free Daphne Auto Insurance Quotes
Most major insurance companies provide coverage price quotes on their websites. Getting quotes is quite easy as you just enter your required coverages as requested by the quote form. Once entered, the company’s rating system makes automated requests for your driving and credit reports and generates pricing information.
Online price quotes makes it a lot easier to compare rates but the time it takes to visit a lot of sites and complete many quote forms is repetitive and time-consuming. But it is imperative to get many rate quotes in order to get a better rate.
Isn’t there an easier way to compare rates?
A more efficient way to find better auto insurance pricing uses one simple form that analyzes rates from multiple companies. It saves time, eliminates repetitive work, and makes online quotes a lot less work. Once the form is submitted, it is quoted and you can select any one of the quotes that you receive. If one or more price quotes are lower than your current rates, you simply finish the application and buy the new coverage. This process takes less than 15 minutes and can result in significant savings.
To quickly compare rates now, click here to open in new window and submit your coverage information. If you currently have coverage, we recommend you input your coverages exactly as they are listed on your policy. This way, you will receive an apples-to-apples comparison for similar coverage.
Discounts are great for lower rates
Auto insurance companies don’t always publicize every discount in a way that’s easy to find, so we researched some of the more common and also the lesser-known savings tricks you should be using. If you aren’t receiving every discount available, you are paying more than you should be.
- Safety Course Discount – Taking part in a course in driver safety could cut 5% off your bill if you qualify.
- Early Signing – A few companies offer discounts for switching policies before your current policy expires. This can save 10% or more.
- Senior Citizens – If you’re over the age of 55, you may receive a small decrease in premiums.
- Memberships – Affiliation with a professional or civic organization may earn a discount on your policy.
- Federal Government Employee – Employees or retirees of the government could cut as much as 10% off with a few auto insurance companies.
It’s important to understand that most discount credits are not given to the entire cost. Most only reduce the cost of specific coverages such as liability, collision or medical payments. So even though it sounds like you can get free auto insurance, you won’t be that lucky.
For a list of providers with the best auto insurance discounts in Alabama, click this link.
Additional reading for auto insurance information
More detailed Alabama auto insurance information can be read at the Alabama Department of Insurance website. Alabama consumers can find out which companies have the most complaints, file complaints about a company, find a variety of consumer forms, and report car insurance fraud.